Privacy Policy

Welcome to Borrow Money・Cash Over Credit! This Privacy Policy explains how CASH OVER CREDIT LLC ("Company," "we," "us," or "our") collects, uses, discloses, and safeguards your information when you use our mobile application (the "App"). By accessing or using our App, you agree to the practices described below.

Information We Collect

Information You Provide

When using our App, you may provide:

• Identity Data: Your name, date of birth, Social Security Number (SSN), and government-issued identification details.
• Contact Data: Your address, phone number, and email address.
• Financial Data: Information about your income, employment status, banking details, and credit history.
• Loan Request Data: Loan purpose, requested amount, and preferred repayment terms.

Information Collected Automatically

We automatically collect certain details when you interact with the App, including:

• Technical Information: Device type, operating system, browser type, IP address, and unique device identifiers.
• Usage Data: Features you access, pages you view, and the length of your sessions.
• Location Data: If permitted, we may collect real-time geolocation information.

Information from External Sources

We may also supplement your data with:

• Credit Information: Reports from credit bureaus to evaluate your eligibility.
• Third-Party Lenders: Updates on loan application status and offers.
• Identity Verification Services: Tools used to confirm your identity and prevent fraud.

How We Use Your Information

Your information may be used for:

• Loan Processing: Submitting and reviewing your loan applications with third-party lenders.
• Identity Verification: Confirming your identity to prevent fraud.
• Customer Support: Responding to inquiries and providing service assistance.
• Service Improvement: Enhancing our App's features and functionality.
• Legal Compliance: Meeting legal and regulatory obligations and protecting our rights.
• Marketing (with Consent): Sending updates, offers, and promotional content when you agree to receive them.

Sharing of Information

With Lending Partners

We may share your personal and financial details with third-party lenders to facilitate loan offers. Please note that their privacy practices are separate from ours.

With Service Providers

We work with trusted vendors who assist us with:

• Payment processing
• Identity verification
• Analytics and marketing support

For Legal Purposes

We may disclose information as required by law, including to:

• Comply with subpoenas or court orders
• Prevent fraudulent or unlawful activities
• Enforce our Terms of Use

Business Transfers

If CASH OVER CREDIT LLC is involved in a merger, acquisition, or sale, your information may be transferred as part of that transaction.

Your Privacy Rights

You have the right to:

• Access and Correction: Request a copy of your personal data or corrections to inaccuracies.
• Deletion: Request deletion of your personal data, unless retention is legally required.
• Opt-Out of Marketing: Manage or withdraw your consent for promotional communications.

To exercise these rights, contact us at support@domain.com